100+ lenders · offers in under 4 hours

Business Grant Built for
How You Actually Work

From working capital to SBA loans — compare real offers from 100+ lenders in one place. No hidden fees. No pressure. Just capital.

No credit check to apply · Takes under 10 minutes · Free to use

$500M+

Funded to date

12,000+

Businesses served

100+

Lending partners

4 hrs

Avg. time-to-offer

Funding Options

Six Ways to Fund Your Business

Every business is different. We match you to the right product — not just the easiest one.

⚡

Working Capital Loans

Keep operations running smoothly. Cover payroll, inventory, overhead, or any short-term business need without collateral.

Amount

$10K – $5M

Term

3 – 36 months

Speed

24–48 hrs

Rate

From 6.99% APR

No collateralFast approvalFlexible repayment
🏛Most Popular

SBA 7(a) Loans

The gold standard for small business financing. Government-backed with the lowest rates and longest terms available.

Amount

$50K – $5M

Term

10 – 25 years

Speed

2–4 weeks

Rate

Prime + 2.75%

Lowest ratesGov't backedLong terms
🔧

Equipment Financing

Finance machinery, vehicles, tech, or any business equipment. The equipment itself serves as collateral — no extra security needed.

Amount

$25K – $2M

Term

12 – 84 months

Speed

48–72 hrs

Rate

From 5.49% APR

Equipment as collateral100% financingTax benefits
📋

Invoice Factoring

Turn unpaid invoices into immediate cash. Stop waiting 30–90 days for clients to pay. Get funded same day.

Amount

Up to 90% of AR

Term

Revolving

Speed

24 hrs

Rate

1–5% factor rate

Same-day fundingNo debt addedCredit not required
💳

Line of Credit

Draw funds only when you need them. Pay interest only on what you use. Rebuild and reuse as you repay.

Amount

$10K – $500K

Term

Revolving 12 mo

Speed

48 hrs

Rate

From 8.99% APR

Only pay for what you useReusableNo prepayment penalty
🌉

Bridge Loans

Short-term capital to bridge the gap between now and your next major funding event, acquisition, or property close.

Amount

$100K – $10M

Term

3 – 24 months

Speed

72 hrs

Rate

From 9.99% APR

Fast closeAsset-backedFlexible exit

Simple Process

From Application to Funded in Hours

No confusing paperwork. No back-and-forth with banks. Just a clear, fast path to capital.

01📝

Apply in Minutes

Complete our streamlined application in under 10 minutes. No paperwork, no fax — everything is online.

02🤖

Get Matched Instantly

Our AI engine analyzes your profile and routes your application to the most likely lenders from our network of 100+.

03📊

Review Your Offers

Receive competing offers in hours, not days. Compare rates, terms, and lender profiles side-by-side.

04🏦

Get Funded

Accept your offer, sign digitally, and receive funds directly in your business bank account — often same day.

Why CapitalFunding

One application.
100+ lenders.

Instead of applying to lenders one by one and collecting rejections, submit once and let our AI route your application to the lenders most likely to fund you — based on your industry, revenue, and credit profile.

No hard credit pull to see your options
Competing offers — lenders fight for your business
Dedicated funding advisor for applications over $250K
All 50 states served across every major industry
Transparent fees — no surprises at closing
Average 3.2-hour time from application to first offer

Our Team

Built by Finance Veterans

JH

James Harrington

CEO & Co-Founder

12 years in commercial lending at Goldman Sachs & Wells Fargo before founding CapitalFunding.

PM

Priya Mehta

CTO & Co-Founder

Former VP of Engineering at Kabbage. Architect of our AI-powered lender-matching engine.

MW

Marcus Webb

Chief Financial Officer

Former CFO at OnDeck Capital during its IPO. Structured $2B+ in capital facilities.

SR

Sofia Reyes

Chief Marketing Officer

Led growth marketing at Fundbox and Brex. Scaled CapitalFunding from 500 to 12,000+ clients.

Ready to grow?

Get funded in as little
as 24 hours

Join 12,000+ business owners who've secured capital through CapitalFunding. No commitment, no hard pull.

Mon–Fri 8am–6pm ET · press@capitalfunding.com