SBA Loan Programs
SBA 7(a) Loans
Up to $5MMost popular SBA loan for working capital, equipment, and real estate
SBA 504 Loans
Up to $5.5MLong-term, fixed-rate financing for real estate and equipment purchases
SBA Microloans
Up to $50KSmall loans for startups and growing businesses
SBA Express Loans
Up to $500KFast approval process with reduced paperwork
SBA Loan Benefits
✓
Lower down payments (as low as 10%)✓
Longer repayment terms (up to 25 years)✓
Competitive interest rates✓
Government backing reduces lender risk✓
Flexible use of funds✓
No prepayment penaltiesSBA Loan Requirements
Business Size
- •Small business by SBA standards
- •Operates for profit
- •Meets size requirements by industry
Use of Funds
- •Working capital
- •Equipment purchases
- •Real estate acquisition
- •Business expansion
Owner Requirements
- •Good personal credit (typically 680+)
- •Adequate collateral
- •Ability to repay
- •Owner investment in business
Business Requirements
- •Operating in the US
- •For-profit business
- •Not engaged in speculation
- •Meet SBA eligibility criteria
Simple Application Process
1
Apply Online
Complete our simple application in minutes
2
Get Matched
We connect you with SBA-approved lenders
3
Review Offers
Compare terms and choose the best option
4
Get Funded
Receive your funds and grow your business