Process

From application to funded
in as little as 24 hours.

We've rebuilt the business financing process from scratch — removing every unnecessary step, form, and delay between you and the capital you need.

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01

Complete a 5-Minute Application

5 minutes

Our application collects only the essentials — your business name, revenue, time in business, and funding need. No tax returns, no financial statements, no mountains of paperwork. Just the information we need to match you with the right lenders.

02

Instant Lender Matching

Instant

Our proprietary algorithm analyzes your profile against the lending criteria of 100+ lenders in real time. Within seconds, we identify which lenders are most likely to approve you — and at what terms. No shotgun applications that damage your credit.

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03

Review Competing Offers

1–4 hours

You receive multiple offers side-by-side in a clear, comparable format. Rates, terms, fees, and monthly payments — all displayed transparently. Your dedicated advisor reviews each offer with you to help you choose the right one.

04

Sign & Receive Funds

24–48 hours

Once you select an offer, our team coordinates the closing process. Documents are signed electronically. Funds are wired directly to your business account. For many products, this happens the same day you accept an offer.

Common Questions

Does applying hurt my credit score?

Our initial application uses a soft credit pull only, which does not affect your credit score. A hard pull is only conducted after you select a specific offer and provide consent.

What documents will I need?

For most products: 3 months of bank statements and basic business info. For larger loans or SBA: tax returns, financial statements, and business documentation may be required.

How many lenders will see my application?

Your information is only shared with lenders who match your profile and have a high probability of approving you. We never broadcast your application to lenders that are unlikely to approve.

Ready to start?

The whole process takes 5 minutes. Offers arrive in hours.